Middle Market-Brokerage
With Middle Market-Brokerage, agents gain access to a wide network of carriers and dedicated expert underwriters who step in when accounts donβt fit neatly into small business automation. This capability empowers agents to write larger premium accounts and serve clients with more complex needs.
Instead of hitting a dead end, our team ensures your clients always have solutions. When small business binding isn't the path, Pathpoint becomes your partner β delivering the expertise, carrier access, and support you need to win more business.
Appetite spotlight

Contractors: General liability limits up to $1M/$2M
Contractors: Can consider contractor sales up to $10M (up to $15M for the select accounts)
Contractors: Flexible height limitations for most classes
Contractors: Incidental hot roof work considered
Contractors: Capacity for New York, including labor law (no five boroughs)
Contractors: Construction defect states okay (some limitations on new construction for CA)
Lessor's Risk: Packages up to $1M/$2M for GL and property $15M TIV per package
Lessor's Risk: Wide appetite up to 1,000 units for apartments, tract housing, student housing, and Housing and Urban Development (HUD) risks
Lessor's Risk: Older additional insured form versions can be considered for an AP if required by contract
Lessor's Risk: Expanded new residential construction appetite nationwide including CO, AK, CA, MT, NM, SC, WA, and WY

Markets




















































Considered risks
Those with prior losses or lapses in coverage
New ventures with no prior coverage
Higher hazard exposures
New residential construction (up to 25 a year and three stories max)
Mobile homes
Nursing & assisted living facilities
Student housing
Top quotable classes
Subcontractors
Tree pruning, dusting & spraying
Powerwashing
Handyperson
Landscape gardening & lawn care
Roofing
Executive supervisors & superintendents
Remodeling
Carpentry
Painting
Welders
Apartments
Banks
Commercial buildings
Condominiums
Dwellings
Habitational
Housing and Urban Development (HUD) risks
Mixed-use buildings
Offices
Private and public parking
Premises
Residential buildings
Retail and storefronts
Shopping centers
Student housing
Tract housing
Vacation rentals
Restaurants
Bars & taverns
Event venues
Hotels & motels
Recent Transactions
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