Agents, carriers, and insureds
deserve a better option
for the E&S market
Our Story
Placing E&S insurance is harder than it should be. For agents. For underwriters. For insureds. For those that do it every day. For those that do it once a quarter.
We created Pathpoint to make the E&S market, and all the value that comes with it, accessible and effective for everyone. Wholesale insurance and the E&S market aren’t an afterthought — they’re critical to supporting the worlds most successful carriers and agents that together serve the world’s businesses.
Those that rely on it deserve a better partner.
Pathpoint started in 2017 with the mission to build software that would streamline the procurement of surplus lines coverage.
By partnering with major carriers and focusing on having the best technology in the market, we’ve built our agents a proprietary rate-quote-bind-issue system to enable friction-free placement across all of our carrier partners. We’ve been exclusively focused on surplus lines since we started. Today we’re licensed countrywide, a coverholder at Lloyd’s of London, backed by major investors, and actively growing our reach and available products.
$88M
direct written E&S premium in 2025
80%
Submissions instantly quoted
9m
Average time to submit with Pathpoint
27
AM Best A-rated or higher markets
358
Class codes quoted in 2025
1
Platform to submit to binding and brokerage markets
Nationwide Focus
Pathpoint combines the best technologies with the best insurance operators to deliver a new type of wholesale intermediary. The team is located throughout the U.S. with an office in Washington D.C. Pathpoint is licensed in all 50 states.
Pathpoint Leadership Team
Alexander Bargmann
CEO and Co-Founder
Melissa Chi
Chief Operating Officer
Daniel Clark
Chief Technology Officer
Brian Hoover
Head of Strategic Partnerships
Lindsey Burton
Head of Underwriting
William Li
Head of Data
James Giudici
Head of Financial Operations
Jayne Respeliers
Head of Sales
Liz Dresher
Head of Agency Development
Sydney Edman
Head of People Operations
Pathpoint's Evolution
Q3 2017
Exploratory conversations
We learned about inefficiencies in wholesale and E&S, the rising costs of wholesale - could a tech intermediary replace analog matchmaking/placement?
Q4 2017
Initial buildout + seed funding
After researching, we decided to build the solution ourselves. We demoed a prototype and secured seed funding, though our initial idea focused on a digital exchange for brokers and carrier underwriters.
2018
Proof of concept and early partnerships
An attempt to roll up 400 wholesalers into Pathpoint via an internal agent paves the way for Pathpoint’s next evolution as a business.
2019-2020
Wholesale operation + technology
We realize marketing and servicing a national wholesale operation is not a one person job, so we decide to create a wholesale operation to couple with the technology and use that to bring the market online.
2021
Strategic growth + Series A funding
We lay the groundwork for bigger, longer-term projects like launching new carriers and an Enterprise Partnership model (Bold Penguin and Tarmika), while securing $30 million in Series A financing, led by Caffeinated Capital, SciFi VC, and Founders Fund.
2022
Agent acquisition + feature development
Pathpoint’s focus is on developing new features to make E&S more like placing admitted business, expanding the product suite, and rapidly growing through network partnerships.
2023
Expanding markets + additional funding for growth
We expanded our property segment by adding a carrier that increased appetite capacity in coastal areas, and added two additional carriers to LRO. In January, we also increased our funding by another $12.5 million by Caffeinated Capital to continue growing our agent base.
2024
Expansion + technology = Better, faster service & broader supply
We’re redefining service and collaboration for agents with technology built to streamline every step: billing, renewals, UX, and more. By standardizing and digitizing the entire process, we’ve created a faster, smarter experience. With AI-powered tools, we help agents win every time.
2025
Greater brokerage capability + full-service E&S = Your #1 wholesaler
We’ve expanded into brokerage adding over 10 new markets to help agents place larger, more complex risks—all within the same platform. Alongside smarter workflows for billing, renewals, inspections, and UX enhancements, Pathpoint has become agents' one-stop E&S wholesaler for speed, efficiency, and service.
Work With Us
Partner with us
Interested in making E&S insurance more effective? We work with agencies, brokerages, networks, aggregators, franchises, digital platforms, domestic surplus lines carriers, MGAs, MGUs, Lloyd's of London, London wholesale brokers, and London Market underwriters to make the E&S market effective for all.
Work with us
We're always looking for ambitious individuals to help us drive our mission forward. Learn more on our Careers page.
